All Industries

AI for Legal & Finance

AI for Mortgage Brokers

Lead qualification, document chasing, lender criteria matching, and case progression keep brokers off the phone and stuck on the laptop. Klevere builds custom AI agents that absorb the admin layer of mortgage broking so your team writes more mortgages with the same headcount.

14hsaved per broker weekly
4xfaster response
<3 weeksto go live
The Problem

Where mortgage brokers
lose time and money

Lead qualification and response speed

Mortgage enquiries from your website, paid ads, and referrers arrive at all hours. The first broker to respond usually wins. Outside office hours the lead goes cold or to the next aggregator. Hiring evening cover is expensive and burns out junior brokers fast.

Document collection and underwriting prep

Each application needs three months of bank statements, payslips, P60s, ID, proof of deposit, and credit reports. Customers send them piecemeal, in the wrong format, with pages missing. The processor spends the day chasing instead of packaging.

Lender criteria matching and product research

Hundreds of lenders, thousands of products, criteria that change weekly, and edge cases like contractor income or adverse credit. Sourcing the right deal takes longer than it should and brokers default to familiar lenders rather than the genuinely best fit.

Case progression and client updates

Between application and offer, clients expect updates. So do estate agents, solicitors, and surveyors. Brokers write the same status email 10 times a day. Cases drift, deadlines slip, and the broker becomes the project manager instead of the adviser.

The Solution

How Klevere AI
transforms your business

AI lead qualification and instant response

AI picks up every enquiry within minutes, qualifies the lead against your criteria (employment type, deposit, credit history, property type), captures core information, and books the next step into the broker's calendar. Aggregator and website leads get the same speed treatment as referrer introductions.

Automated document collection and validation

A client portal collects bank statements, payslips, ID, and proof of deposit through guided steps. AI reads each document, validates against lender requirements, and flags missing pieces or affordability concerns. Processors review a clean pack instead of building one.

AI-powered lender sourcing

AI matches each case against current lender criteria, flags products you might miss, and explains why each is suitable. It is not a replacement for the broker's judgement but a much faster first pass. New brokers get senior-level sourcing from day one.

Case progression and stakeholder updates

AI tracks every case through DIP, application, valuation, offer, and completion. It chases lenders for updates, sends progress emails to clients, agents, and solicitors, and flags anything stalling. Brokers see only the cases that need their attention.

AI for protection and GI cross-sell

When the mortgage is in train, AI prompts protection and general insurance conversations at the right moment with the right context, drafts the SR for life cover, IP, and CIC, and increases capture rates without the manual chase that usually defeats it.

Process

How we get you set up.
In 4 simple steps.

Step 01 Deliverables
Process mapping
Pain point analysis
AI opportunity identification
ROI projection
Phase 1 of 4
Results

What mortgage brokers see
after 90 days

14 hours
saved per broker weekly
4x
faster enquiry response
30%
more mortgages per broker
2x
protection attach rate
Our enquiry-to-application rate went from 22% to 41% in three months. The AI catches leads at 9pm that we used to lose. Our protection attach rate doubled because the AI prompts the conversation at the right moment.
Mortgage Brokerage, 6 brokers
FAQ

Common questions
from mortgage brokers

Yes. We integrate with the leading mortgage broker platforms: 360 Dotnet, Trigold Crystal, SmartrFit, 27Tec, MortgageBrain, and lender portals via existing APIs. AI augments rather than replaces your sourcing engine.
Workflows are designed around MCOB rules and the Consumer Duty outcomes. Affordability evidence, suitability documentation, and ongoing service for product transfers all generate the evidence trail your compliance team needs.
Yes. The AI is tuned for residential, BTL (limited company and personal), contractor income, self-employed, adverse credit, and bridging. Edge cases are flagged for human handling rather than auto-decisioned.
AES-256 at rest, TLS 1.3 in transit, regional data residency options and registered data handlers. Each case is logically isolated. We can sign whatever DPA your network or principal firm requires.
Yes. Every AI action is logged with timestamp, user, and inputs. We produce FCA-ready audit packs on demand. SM&CR allocation of responsibilities is preserved - a registered broker makes every advice decision.
No. Brokers write more cases because the admin and chasing are off their plate. Most firms grow case throughput by 30-50% without adding broker headcount.
Typically two to three weeks from kick-off to live workflows on lead qualification and document collection. Lender sourcing and case progression usually come online in month two.
Every Klevere engagement is scoped and priced individually. After your free AI audit we define the exact agents, integrations, and rollout plan together, then put a tailored proposal in front of you. You get a number built around your business and your priorities, not a package price.

Ready to transform your business with AI?

Book a free 30-minute AI audit. We'll show you exactly where AI can save you time and money — no commitment required.